Snowballing in June

Hello!

I hope you have had a wonderful Jubilee weekend wherever you are.
Did you relax and watch the festivities or like us have a project to get done? 

The art of skip arranging being passed down through the generations!

Our garage started like this!

The roof has been leaking for years and we haven't been able to repair it, whatever was in there  became soaked and then went rotten.

But was soon looking like this 

2 Hours later, thanks to my wonderful 9 year old son,  Dad in Law and husband!


The plan is that this will become my workroom for my furniture renovations. We just need the sun to start shining now to dry it all out ready for damp-proofing and painting.

Anyway, this has nothing to do with the title ! I follow Frugal Queen avidly and she recently wrote a great post about how to get out of the  cycle of debt and that "snowballing" is a great way to start this off ! I found a snowballing calculator and after an hour of locating paperwork and inputting the figures I found out that I have the "average" amount of un-secured debt ( for that read thousands!) and it's going to take me 73 months to pay it off if I carry on paying the amounts I am at the moment.

WOW! What a wake up !

This has made me realise that I've kind of being playing at the whole debt reduction thing and that if I don't change my attitude to spending/wanting/needing then I will forever be caught in this cycle. For me it's not just about being debt free but also wanting to give something back, not necessarily financially it might be volunteering or something else,  I haven't figured it out yet but owing less will certainly enable me to do something.

I'm off to read up on money saving tips and to sell my entire  wardrobe on eBay!!

Any suggestions on what I could do gratefully received.
Thanks for reading x