Sunday, 29 April 2012

Mortgage Shock!

Having read so many great blogs and seeing that the move to mortgage  freedom is the way forward, I contacted my mortgage provider to see what the oustanding balance on our account is.

Well, it was a shock, we still owe £180,861.32!!!

We moved into our home 6 years ago. Whilst probably not to everyone's  taste, I fell in love with the large 1970's windows, the  driveway, the knocked through lounge, the cul de sac location  and the lovely pensioners in their  bungalows across the way (although at the time we weren't aware of their penchant for cutting their lawns early on Sunday mornings!)
I gave Mr M a list of reasons why we should move and he agreed (admittedly I had plied him with a nice meal and plenty of wine prior to presenting him with the pros and cons, heavily weighted to the pros!) And 6 years on we're still here working our  way through the place making improvements when we can afford them.
 We really over-stretched ourselves to buy the house and whilst we don't regret it it has taken us until now to nearly clear the loans  and credit cards we took out to finance the move. We had many months were we were living off credit cards, using one to pay for food and another for nursery fees, I look back and wonder how I slept at night! But we're nearly there now, only 2 credit cards and 2 loans. One loan finishes in August and then we can concentrate on the credit cards and then the mortgage.
I 've been so inspired by the blogs I've read, they've really given me the push and ideas to try and get rid of the ball and chain that is our mortgage as quickly as possible. Thank you x 

Monday, 9 April 2012

Introducing Mabel & Maisy

In the future, when we've cleared some debts...
These will be my  Mabel and Maisy x

Friday, 6 April 2012

Well Hello!

Hello! I'm Mabel and Maisy  and this is my first post!

I've read many blogs lately and really enjoyed the  sense of camaraderie and fun. I don't know how this will develop or if I will have anything interesting to say but I've seen so any things that I've loved and want to  do myself that I thought I would give it a go.  I'd be chuffed if  you'd like to share my attempts at finding "balance in all things"
Any help, suggestions or ideas gratefully received.
Thanks for stopping by.
Mabel and Maisy x