Sunday, 23 September 2012

Financial Failure : - (


This month has been a dismal frugal financial failure hence my silence!

We've replaced  our porch roof  and paid out for a new composite front door, some serious outlay but  the pay off should be a watertight, warm hallway!

Secondly our rotten old bathroom is being ripped out and replaced, like all jobs this started off small with a reasonable budget  but has grown exponentially despite buying our tiles half  price from a well known DIY chain and saving 10% on several purchases with a discount  card!

On top of that there was car tax, car insurance and a hugely expensive book for work, phew!

The only saving grace is  that I'm aware I've been rubbish whereas before I just carried on regardless.
It's my big birthday next week and we have some lovely things planned, they are expensive but have been bought via various money saving websites so the cost is somewhat reduced. I'm going to enjoy my birthday week and my  financial sensibilities will resume October payday!!

Please don't be too harsh on me!