Sunday, 23 September 2012

Financial Failure : - (


This month has been a dismal frugal financial failure hence my silence!

We've replaced  our porch roof  and paid out for a new composite front door, some serious outlay but  the pay off should be a watertight, warm hallway!

Secondly our rotten old bathroom is being ripped out and replaced, like all jobs this started off small with a reasonable budget  but has grown exponentially despite buying our tiles half  price from a well known DIY chain and saving 10% on several purchases with a discount  card!

On top of that there was car tax, car insurance and a hugely expensive book for work, phew!

The only saving grace is  that I'm aware I've been rubbish whereas before I just carried on regardless.
It's my big birthday next week and we have some lovely things planned, they are expensive but have been bought via various money saving websites so the cost is somewhat reduced. I'm going to enjoy my birthday week and my  financial sensibilities will resume October payday!!

Please don't be too harsh on me!



  1. Your big birthday next week... Congratulations! It sounds like you have been spending in a very considered way - just sometimes a load of jobs and bills come at once. Don't let it spoil your special day. Jx

  2. Don't be so hard on yourself - it sounds like you have just had a lot of things need doing at one time. I have car tax and insurance this month - ebay sales have paid for my car tax which is lovely, but selling some of my things makes me a bit sad - others I'm not so bothered about. Massive savings have been made by shopping around for the insurance.
    I hope you have a wonderful birthday - enjoy London.

  3. I too hope you have the most amazing birthday in London.

    Enjoy it and don't worry about the finances.

    Sft x

  4. Well, sometimes, we just need to say that it’s just a phase that we need to go through in our lives. I know you’ll be able to get through that. :) Anyway, don’t get too fed up with the things where your money is going to. Case in point is the car insurance; it would be worthwhile in the end when you get to utilize what you paid it for.

    Fe Penley


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