3 Month Review

Hello,

I wrote at the start of the year that I owed £11.267.29 in personal debt.

Well 3 months on and I now owe £8915.66.

Debt Reduction  £2351.63

I've got this down by snowballing,selling on eBay, cashback sites and overtime ( too much overtime!)

I'm not sure that I will get this clear by the end of  the year but I am working on it (interest is such a pain isn't it?)

I received another £42 today from swapping energy suppliers and that has gone straight off a debt (the chosen one) and I'm looking at where else we can cut back to chip away at the outstanding amount.

I know we could be properly frugal and bring it down even quicker but I don't want to be cold or give up my M&S  mash!

Thanks for all your interesting posts, money saving and crafting they're definitely keeping me on the right track

 : - ))  x

Poorly and Apologies!

Hello,

I'm a bit under the weather at the moment, I'm not looking for sympathy it's more of an explanation why I've been rambling on on some of your  blogs!

I love reading everything you're writing and I love the sense of community and support that can be gained from knowing that we're all in it together. It does feel like pants at times but there are lots of things to be positive about........

Frugal Queen's Sweetcorn fritters, I'll be trying them soon!

The NHS who have cared for me wonderfully

Budgeting and planning for the future

My wonderful husband who can be exasperating and fabulous ( even at the same time!)

And of course my gorgeous 10 year old son whom I love more  each day

xxx